Recent Articles
How to Choose Your Home Insurance
Depending on your living situation, the appropriate type and level of home insurance can vary widely. This guide will help you understand your options, so that you can make the most economical and effective decisions when purchasing home insurance. Types of Home Insurance HO 1 – This is the most limited and economical plan, which covers damages [...]
10 Dogs That Might Raise Your Homeowner’s Insurance
Your dog is your best friend… and it would never bite anyone. But if it did, you could be held liable, and your homeowners insurance would have to pay out for it. That means your insurance company is very interested your dog. Insurance companies keep a list of dogs that are likely to be involved [...]
Homeowners Insurance For Your Valuables
Homeowners insurance doesn’t just protect your house. It also protects your property. But if you own some very valuable property, like fine jewelry or artwork, you may have to get more coverage. Instead of buying another homeowners policy, you can usually add a rider to the one you already have. This will give you the [...]
Should You Have An Umbrella Policy?
Most homeowners policies include liability protection. And many homeowners never give a second thought to whether that protection is enough. If someone gets injured on your property, you could be held liable by a court for damages. Your liability coverage would pay for those damages — but only a certain amount. What would you do [...]
Kinds Of Homeowners Insurance
Not sure what kind of homeowners policy you should buy? You aren’t the only one. There are different levels of coverage available, and different kinds of policies. Choosing the right one depends on what kind of home you own, and how much coverage you need. If you think it’s confusing now, be glad you weren’t [...]
What Is Your Liability As A Homeowner?
Everyone knows that homeowners insurance protects your property against fire, theft, and natural disasters. But did you know there’s another risk that homeowners face? It’s called liability. Most homeowners policies will protect you — to a degree. Here’s what you should know. Defining Liability If you look it up in a dictionary, you’ll find liability [...]
How Can I Qualify For Preferred Life Insurance Rates?
Life insurance agencies aren’t like convenience stores. You can’t just walk in and buy whatever you’d like. When you’re looking to get life insurance, you have to qualify first. There are two parts that go into qualifying: Your lifestyle. Are you a skydiver? Do you frequently travel to dangerous or war-torn countries? A risky [...]
How Can I Save Money On Life Insurance?
What would happen to your loved ones if you couldn’t be there to provide for them? How secure would your spouse and children be? Would your dependents have enough income to cover their housing and living expenses? Life insurance is a way to secure their future. And if you find the right policy at the [...]
Permanent Life Insurance
Permanent life insurance policies cover you for your entire life. They protect your family from ever being stuck with unexpected expenses when you pass on. Permanent life insurance isn’t just about protection for when you’re gone, though. They can also provide you with a source of income for the here and now. How Permanent Life [...]
What Is Term Life Insurance?
Term life is the simplest and cheapest life insurance option out there. A term life plan has one function: to pay your beneficiaries a specified lump sum in the event of your death. A term life plan provides you with life insurance coverage for pre-set period of time. It can be as short as 1 [...]