Recent Articles
Which Type Of Life Insurance Should I Buy?
How do you make sense of all your choices when it comes to buying life insurance? It’s not as difficult as it seems. There are two basic kinds: Term life insurance and permanent life insurance. The main reason for buying a life insurance plan is to provide your loved ones with the financial support they [...]
How to Save on Dental Care
Some people put off their scheduled dental visits, because these cost too much. You might think that you don’t needdental insurance because you are not struggling with huge dental issues. However, if you want to avoid extremely expensive dental bills, you should have some degree of coverage available.Saving money on dental health is not the correct thing [...]
How health insurance protects you and your family
Health insurance helps protect you and your family in case of a medical emergency, as well as allowing for preventative and routine visits that may prevent more serious health issues later on. The way it works is actually pretty simple, though it can seem complicated when navigating different insurance company websites on your own. You [...]
What Is A Good Student Insurance Discount?
We all know that you can go back to school and be a student again at any age but most people who can qualify for the good student driver insurance discount are the ones with the highest average premiums. Once you turn 25, your auto insurance company magically decides that you are a safer driver [...]
Having A Healthy Workforce
When your employees take sick time, your daily operations suffer. and so does your budget. A healthy workforce keeps your business and your profits running smoothly. Here are a couple ways to help your workers to stay healthy and productive. Encourage Healthy Habits Set the right example at the office. By creating an atmosphere where [...]
Should You Offer Health Savings Accounts?
Health Savings Accounts — or HSAs — are becoming a popular way to pay for healthcare expenses. You hear a lot about them in the media, both good and bad. But you don’t hear a lot about what they actually are, and how they work. Health Savings Accounts work hand-in-hand with high-deductible health plans (HDHP). [...]
Group HMO Insurance Plans
20 years ago, most Americans had traditional health insurance. But as healthcare costs rose, so did the cost of traditional insurance. Employers offering group health coverage took a big hit, and started looking for ways to provide healthcare benefits that weren’t as expensive. So employers turned to managed care. Managed care gave them the lower [...]
Group PPO Insurance Plans
Thousands of small business owners have found that managed care lets them offer a solid benefits package and keep costs down at the same time. One of the most popular kinds of managed care health plan is the Preferred Provider Organization, or PPO. PPO plans generally cost more than other managed care options. But their [...]
What Is HIPAA?
Have you heard of HIPAA? If you’re like most people, you haven’t. After all, most of us don’t keep up with every law passed by Congress. And to make matters worse, HIPPA doesn’t even have a catchy name. As far as names go, COBRA is a lot easier to remember — though what that name [...]
Finding Health Insurance For Your Small Business
The number of businesses offering their employees health insurance has been in decline for years. You could take that as a sign that you don’t need to include offer it. Or you could see it as an opportunity to snatch up an advantage in recruiting and retaining the best, brightest, and hardest-working people you can [...]