Recent Articles
Tips for Saving on Auto Insurance
It doesn’t really matter who you are or the exact state of your current financial situation: saving money on your monthly expenses is appealing to everyone. And since auto insurance is a must for every driver, learning how to save on your car insurance premiums each month is always a smart thing to investigate. There [...]
What Is COBRA?
If there’s one thing Congress is good for, it’s passing laws with funny names. Congress passed The Consolidated Omnibus Budget Reconciliation Act in 1985. With a name like that, is it any wonder everyone just calls it COBRA? So what is COBRA, and what does it mean for employers offering group health coverage? Keeping People [...]
Choosing A Cafeteria Plan For Your Business
The right health plan helps you recruit and retain employees, linking their interests to yours. The result? A happier, more dedicated, and healthier workforce. Cafeteria Plans are an affordable, flexible, and popular way to offer group health insurance to your employees. A Cafeteria Plan allows your employees to choose from an assortment of benefit options. [...]
Getting Auto Insurance Without Getting Taken For A Ride
Almost every state in America requires you have to have car insurance before you get behind the wheel of a car. So before you start your engine, you’ll have to cut a check to the insurance company. Between those monthly premiums, trips to the mechanic, and the cost of a tank of gas, driving quickly [...]
who needs disability insurance
If you have a job, you most likely need disability insurance. The possibility of a disabling illness or injury may seem remote, but statistics paint a different picture. Nearly one in three women can expect to suffer a disability that keeps them out of work for 90 days or longer at some point during their [...]
Senior Life Insurance
If you’re over 55 years old, you may think you can’t buy life insurance. It’s true that finding the right life insurance policy gets harder as you get older. But that doesn’t mean it’s impossible. Why would you want senior life insurance? For many people, a life insurance policy makes sure that the people you [...]
Saving Money On Group Health Insurance
If you’re a small business owner, you know how important it is to stay competitive, keep your costs low, and your profit margins healthy. Healthcare costs have been rising steadily for years… so it’s more important than ever to find effective ways to save on your group healthcare costs. If you want to attract and [...]
Long Term Care Insurance Explained
Long Term Care insurance pays for health services that many seniors need — but that health insurance and Medicare won’t cover. A good long term care policy protects you from spending your entire retirement savings on healthcare. Have you ever purchased a fire insurance policy for your home? If you have, you are protecting yourself [...]
Variable Universal Life Insurance
Variable Universal Life Insurance (often shortened to VUL) has become a more popular type than Variable Life Insurance in the USA. As its name suggests, it combines the essential features of both Variable Life Insurance and Universal Life Insurance. The “variable” component refers to a number of investment options similar to mutual funds you can [...]
Health insurance terms and conditions
These days people are used to shopping for health insurance using health insurance quotes. These quotes let customers shop around effectively in order to find the optimal policy to suit their needs and their budgets. With the emergence of online health insurance quote sites it has become much easier for customers to find and compare quotes [...]