Category: Group
Having A Healthy Workforce
When your employees take sick time, your daily operations suffer. and so does your budget. A healthy workforce keeps your business and your profits running smoothly. Here are a couple ways to help your workers to stay healthy and productive. Encourage Healthy Habits Set the right example at the office. By creating an atmosphere where [...]
Should You Offer Health Savings Accounts?
Health Savings Accounts — or HSAs — are becoming a popular way to pay for healthcare expenses. You hear a lot about them in the media, both good and bad. But you don’t hear a lot about what they actually are, and how they work. Health Savings Accounts work hand-in-hand with high-deductible health plans (HDHP). [...]
Group HMO Insurance Plans
20 years ago, most Americans had traditional health insurance. But as healthcare costs rose, so did the cost of traditional insurance. Employers offering group health coverage took a big hit, and started looking for ways to provide healthcare benefits that weren’t as expensive. So employers turned to managed care. Managed care gave them the lower [...]
Group PPO Insurance Plans
Thousands of small business owners have found that managed care lets them offer a solid benefits package and keep costs down at the same time. One of the most popular kinds of managed care health plan is the Preferred Provider Organization, or PPO. PPO plans generally cost more than other managed care options. But their [...]
What Is HIPAA?
Have you heard of HIPAA? If you’re like most people, you haven’t. After all, most of us don’t keep up with every law passed by Congress. And to make matters worse, HIPPA doesn’t even have a catchy name. As far as names go, COBRA is a lot easier to remember — though what that name [...]
Finding Health Insurance For Your Small Business
The number of businesses offering their employees health insurance has been in decline for years. You could take that as a sign that you don’t need to include offer it. Or you could see it as an opportunity to snatch up an advantage in recruiting and retaining the best, brightest, and hardest-working people you can [...]
Sharing The Premiums On A Group Health Plan
Many small business owners would love to offer health insurance to their employees. After all, offering benefits is a great way to attract and retain the best workers. And a healthy workforce saves you money in the long run. But a lot of small business owners think that buying group health insurance is beyond their [...]
Why You Should Consider Managed Care
One of the biggest complaints employers have in common is the cost of healthcare. Offering health benefits is a great way to attract new talent to your workforce. But paying for those benefits can take a serious chunk out of your profits. Managed care gives you a cost-controlled way to offer group health insurance to [...]
Group Health Insurance — How To Find It Without Busting Your Budget
It’s a familiar problem for businesses of almost any size: to attract and keep the best employees, you need to provide benefits. But benefits can be a headache to manage, and the cost of premiums can take a big chunk out of your bottom line. What’s a business owner to do? Turns out, your options [...]
What Is COBRA?
If there’s one thing Congress is good for, it’s passing laws with funny names. Congress passed The Consolidated Omnibus Budget Reconciliation Act in 1985. With a name like that, is it any wonder everyone just calls it COBRA? So what is COBRA, and what does it mean for employers offering group health coverage? Keeping People [...]